Programs & Services
Program-Ready. Subsidy-Backed. Delivered at Scale.
CHEA is an affordable housing program administered by Non-Profit Construction Corporation — built on standard agreements with the nation's largest factory-built and manufactured home producers.
Why Factory-Built Housing Changes the Equation
Factory-built and manufactured housing is produced in controlled environments at a fraction of the cost and time of conventional site-built construction.
Each CHEA program is administered by Non-Profit Construction Corporation through a standard agreement that defines producer relationships, compliance requirements, financing tools, and performance benchmarks.
Factory-Built Housing Standard Agreement Programs
Direct Access to the Nation's Leading Manufactured Home Producers
CHEA's flagship offering is the administration of proprietary affordable housing programs by Non-Profit Construction Corporation through standard agreements with the nation's largest factory-built and manufactured home producers.
The standard agreement framework handles the legal structure, producer relationships, compliance protocols, eligibility criteria, and program administration.
Program Features
- Standard agreements with national and West Coast factory-built home producers
- Millions in annual subsidies that lower the cost of factory built housing for projects, programs and residents
- Pre-designed legal and compliance framework
- NPC-administered program operations and producer coordination
- Scalable to jurisdiction size and housing production goals
Serves
Cities, Counties, Housing Authorities
Affordable Housing Financing
Structured Financing Tools and CDFI Partner Access for Factory-Built Housing
CHEA, administered by NPC, provides structured financing tools designed specifically for community participants in our factory-built housing programs.
For clients requiring deeper capital access, NPC connects program participants with our network of CDFI partners who specialize in affordable housing finance.
Program Features
- Structured financing tools for CHEA program participants
- Access to CHEA's CDFI partner network for affordable housing capital
- Mission-aligned lending connections for jurisdictions and developers
- Financing structure design tailored to factory-built housing programs
- Coordination between program operations and capital partners
Serves
Cities, Non-Profit Developers, Housing Authorities
Regional Housing Consulting
Building the Local Capacity to Run Housing Programs Independently
CHEA's consulting engagements are structured by NPC around a two-year agreement with a clear goal: a locally-owned, locally-operated housing framework that the jurisdiction runs on its own by month 18.
NPC works alongside city and county staff, non-profit partners, and community stakeholders — not to create reliance on CHEA, but to transfer knowledge, tools, and relationships so the program thrives long after direct involvement ends. Jurisdictions that want to continue the partnership can renew, but independence is always the target.
Program Features
- Housing needs assessment and factory-built feasibility analysis
- RHNA compliance strategy and documentation
- Producer selection and site delivery planning
- Staff and stakeholder capacity-building and knowledge transfer
- 18-month independence milestone planning and program handoff
Serves
Cities, Counties, Councils of Government
Policy & Legislative Backdrop
Why Now: The 21st Century Road to Housing Act and Manufactured Housing Reform
The 21st Century Road to Housing Act represents the most significant federal investment in manufactured housing modernization in decades. It enables urban communities to utilize factory-built housing for infill projects — higher density with a smaller footprint — and removes restrictive barriers in rural areas so families can build more traditional two-story homes. It also expands access to conventional and GSE-backed financing for HUD-code homes.
HUD Code Modernization
Updated federal construction and safety standards raise the quality floor for all manufactured homes, strengthening lender and community confidence.
GSE Financing Expansion
Fannie Mae MH Advantage and Freddie Mac CHOICEHome programs now offer 30-year conventional financing for qualifying manufactured homes.
California RHNA Mandates
California's 6th cycle RHNA obligations require jurisdictions to plan for and produce housing at all income levels.
Infill Site Eligibility
New state and federal guidance clarifies that HUD-code homes on permanent foundations qualify for the same zoning and financing treatment as site-built homes in many California jurisdictions.
Find the Right Factory-Built Housing Program for Your Jurisdiction
CHEA, administered by Non-Profit Construction Corporation, works with cities, counties, and non-profit developers across California. Contact us to discuss which program framework best fits your housing production goals.